Terms of Service

1. Acceptance of Terms

By accessing or using CostCalc, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.

2. Informational Use Only — Not Financial Advice

All calculators, results, charts, and editorial content on CostCalc are provided for general informational and educational purposes only. They do not constitute financial, tax, legal, investment, or professional advice of any kind.

Using this website does not create a client, advisory, fiduciary, or professional relationship between you and CostCalc. Calculator outputs are estimates based on the assumptions you provide and simplified models that may not reflect your complete financial situation.

Before making significant financial decisions — including housing, borrowing, investing, relocation, or tax planning — consult a qualified licensed professional who can evaluate your individual circumstances.

For additional limitations, see our Disclaimer.

3. Accuracy and Limitations of Calculations

While we strive for accuracy and transparency, we make no guarantees regarding the completeness, reliability, or suitability of any calculation. Results may contain errors, omit relevant variables, or become outdated as tax rules, market conditions, or regional data change.

You are solely responsible for verifying results and for any decisions you make based on information from this site.

4. Acceptable Use and Account Terms

You agree to use CostCalc lawfully and responsibly. You may not:

• Attempt unauthorized access to our systems or other users' accounts
• Scrape, reverse engineer, or overload the service in ways that harm availability
• Misrepresent calculator outputs as certified or professionally endorsed reports
• Use the platform for unlawful, fraudulent, or abusive purposes

If you create an account, you are responsible for safeguarding your credentials. Premium features, saved calculations, and usage quotas are subject to the limits described on our pricing page and may change with reasonable notice.

5. Intellectual Property

All content, design, branding, software, and calculator configurations on CostCalc are owned by us or our licensors and protected by applicable intellectual property laws. You may use the site for personal decision-making, but you may not reproduce, redistribute, or create derivative works from our content without written permission.

6. Advertising and Third-Party Links

Our site may display third-party advertisements, including through Google AdSense, and may link to external websites. We are not responsible for the content, privacy practices, or accuracy of third-party sites or advertisers. Your interactions with third parties are governed by their own terms and policies.

7. Limitation of Liability and Indemnification

CostCalcis provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim liability for any direct, indirect, incidental, consequential, or special damages arising from your use of the site or reliance on calculator results.

You agree to indemnify and hold harmless CostCalc from claims arising out of your misuse of the service or violation of these terms.

8. Changes to Terms

We may modify these Terms of Service at any time. Material changes will be reflected by updating the "Last updated" date. Continued use of the site after changes constitutes acceptance of the revised terms.

9. Governing Law

These terms are governed by the laws of the jurisdiction in which CostCalc operates, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts of that jurisdiction, unless otherwise required by applicable consumer protection law.

10. Contact

Questions about these terms? Email jkushal4321@gmail.com or visit our Contact page.